3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Michael Terbet Listing Partner and Buyer’s Specialist

Michael has returned home to work with the Ida Terbet Team while spending the last four years as an Assistant Men’s Basketball Coach at Ouachita Baptist University located at Arkadelphia, Arkansas. While there Michael received a Masters Degree in Sports Administration in May of 2004 at near by Henderson State University. Michael received his undergrad degree from the University of North Carolina-Charlotte in May of 2002 in a History Degree. While at UNCC Michael began his coaching career as a student assistant with the Men’s Basketball team from 1999-2002. Michael is very excited to join his mother and sister while continuing the growth and success of the #1 Real Estate …
  • Direct: 919-621-1015
  • Cell: 919-621-1015
  • Fax: 919-573-8496
  • Email: terbetm@hpw.com

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Realtor® Equal Housing Opportunity